Retirement

• Am I on track for retirement? – ensure you are funding your retirement planning properly and following an appropriate investment process.
• How are my existing pensions? – build a clear picture of your current plans and establish any shortfalls
• How do I get the best from my pension at retirement? – guide you through the many options at retirement.

Investments

• How are my existing investments performing? – detailed analysis, performance charts, are they on track?
• ISA Review – analyse past performance and assess risk and compare suitability
• What capital do I need in the future? – children’s education costs, holidays of a lifetime, new cars
• What capital do I want to leave behind? – wealth continuation strategies and estate planning

Cash

• What income will I need in the future? – how your cash flow changes over the years
• Getting better returns from Cash – building a solid cash portfolio, including ISA rate reviews
• What can I afford to save? – understand your budget

Protection

• Have I provided for my family if I’m not around? – ensuring you are financially secure in the right areas.
• What if I can’t work due to ill health? – planning for the unexpected.
• Is the mortgage paid off if I get seriously ill or die? – effecting new and reviewing the relevance of existing mortgage protection plans

Home

• I may want to access money from my home – considering the merits of equity release.
• What’s the right mortgage for me? – cutting through the blurb to find the right deal.

Tax

• How can I play less tax? – understanding your tax liabilities and reducing them
• How can I reduce inheritance tax? – effective estate planning and making wills